Vicarious liability and the non-doctor owner

Nihal D’Cruz

Underwriting and Risk Education Manager, MIGA

You may own a medical practice with others, such as fellow doctors, professional colleagues, family members or friends. You’re required by your medical registration to have professional indemnity insurance, which you take out. So if a patient sues for something they say went wrong with the care they received, you’re covered right? Timothy Bowen and Nihal D'Cruz of MIGA explain that this is not necessarily the case.

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